Can Readability of Loan Description Affect Loan Success Rate and Loan Cost?: A Textual Analysis of P2P Loan Description
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چکیده
منابع مشابه
Loan Rate Setting
We propose a heteroscedastic regression model to identify the determinants of the dispersion in interest rates on loans granted to small and medium sized enterprises. We interpret unexplained deviations as evidence of the banks’ discretionary use of market power in the loan rate setting process. “Discretion” in the loan-pricing process is most important, we find, if: (i) loans are small and unc...
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ژورنال
عنوان ژورنال: Engineering Economics
سال: 2020
ISSN: 2029-5839,1392-2785
DOI: 10.5755/j01.ee.31.3.25760